It is important to check whether your residential property has sustained damage after a fierce storm blows through town. If you find missing shingles or dislodged gutters during roof inspections, you may think that contacting your insurance company is the most urgent thing to do. However, there are several things you need to know before making that phone call in order to better navigate the claims process. Here are some tips to help you:
Find a Certified Contractor
It is a good idea to find a reputable storm restoration contractor before calling your insurance company. These pros will perform a thorough property inspection in order to accurately assess the extent of damage to your home. Broken pieces of shingles on the ground, cracked pavement near the pool and deck, fallen trees and downed wires resting on top of your roof, and displaced metal pieces from around the chimney are some of the things they will look for on your property.
After, the inspector will provide you with a detailed report of the total storm damage done to your residential home and an estimated cost to restore your property to its original condition.
File an Insurance Claim
If your inspector confirms that your home has sustained serious damage, you will want to hire a qualified storm restoration contractor immediately. Remember that prolonged exposure to outdoor elements may increase the amount of damage to your home. It is important to find someone who has years of experience in storm damage repair and understands the complex process of insurance claims. A rule of thumb is to get several estimates from different contractors before making your final decision. This allows you to examine the quality of workmanship and materials that the companies plan to use.
Restore Your Home
Keep in mind that many insurance companies set a deadline for filing your claim. Make sure not to wait until the water is dripping through your ceiling, and mold is swamping the attic walls. Another tip to consider is to find the best contractor that will represent your best interests and to be cautious of the insurance company “approved” contractors.
Summit Renovation is a premier source of residential and commercial roofing solutions in Alabama. From hail and wind roof damage repair to multi-family rehab services, our team of professionals has got you covered. Give us a call at (205) 807-1686, or fill out our contact form to set up an appointment.