How to Install a Metal Roof if It’s Banned by the HOA

Metal roofing is a great alternative to standard roofs for many different reasons. They’re long-lasting and durable – but there are more benefits than just these.

Metal Roofing

Reasons to Choose Metal Roofing

Asphalt shingles are still the most popular roofing materials in the U.S., but not by a huge margin anymore. Metal is one of the materials that are now giving asphalt shingles a run for their money. Some of the advantages of metal roofs are:

  • They can beautify you home with the many different styles, colors and finishes.

  • They’re extremely durable and low-maintenance. It’s not uncommon for a metal roof to last 50 years. Asphalt shingles often last about 20. Metal roofs are perfect if you want to avoid frequent hail and roof damage.

  • Metal is sustainable. Most metal roofs are manufactured using recycled materials, and they can be completely recycled endlessly.

  • They offer good energy efficiency.

  • They offer a good return on your investment thanks to their longevity and easy maintenance.

But What If Metal Roofing Isn’t Allowed by Your Homeowners Association (HOA)?

There are only a few issues when it comes to metal roofs. One of those is that there are HOAs that do not allow their installation. However, there are ways to deal with that roadblock.

First of all, you must understand that HOAs aren’t there to make life difficult for homeowners. They exist to do quite the opposite. HOAs exist to ensure your neighborhood looks beautiful, which also means their work can raise property values. That will work in your favor if you ever decide to sell.

If you want to switch to a metal roof, but you’re worried about an HOA ban on the material, here’s what you can do:

  • Get a copy of the HOA Covenants, Conditions and Restrictions (CCR). Go through the rules carefully. If nothing is mentioned about banning metal roofs, then you’re good to go.

  • If you do find a blanket ban on metal roofs, file for an exception.

  • Find out which paperwork you should submit and whether they have a deadline for submissions so you can file your request on time.

  • Ask your contractor for a sample of the metal roof you are planning to install.

  • Submit the material along with your application for an exception to the HOA, and wait for their word.

  • Most HOAs only meet once a month, so you might have to wait up to 30 days for an answer. It’s OK to follow up, though.

  • Be ready with an alternative metal roofing style in case the one you submitted is not approved.

  • It’s a good idea to invite your contractors to bring the sample and some photos of its application so they can explain the work and show how your home would look.

It’s good to remember that HOAs that have blanket bans on metal roofing share an old impression that metal is unsightly. They are likely open to giving you an exception if you’re able to prove that your metal roof is nothing like the ugly ones they’ve previously seen.

Get in touch with us at Summit Renovation. We will gladly assist you in applying for an exception so you can enjoy the benefits of a metal roofing system. Who knows, your neighbors might start switching to metal roofs when they see how beautiful yours turned out to be.

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